car finance

topic about car finance

Use browser's 'BACK' button if returning to previous page.

Some car finance restricts you to a limited range of vehicles or having to buy the finance firms cars. Let an authorised broker arrange a secured loan on your property [home] and not your vehicle.

As long as you have the status and ability to repay then you can do what you want no security taken on the vehicle. Remember never commit yourself until you have received the finance!

Loans can be arranged using various plans allowing you to buy new cars, secondhand cars, caravans or collector's cars.

how alternative car finance works

Most lenders will allow you to borrow by way of a secured loan as long as you have the ability to repay. You will receive a cheque for the amount you want to borrow. The period of loan should not be too long say 5 years for secondhand cars. However the vehicle or caravan can be sold anytime. The secured loan can still run for the term or be paid off early. Reduced early settlement charges apply.

May not be available to borrowers under a debt management scheme.

how to get alternative car finance

Simply follow steps 1 to 3 below

Step 1 - Work out what you can sensibly afford to borrow

Use currently published interest rate tables to see how much typical monthly repayments will be on the loan amount you choose. You can also ask for a written quotation and personal illustration without any obligation to proceed.

Step 2 - Apply online now and get an 'In Principle' decision

View the appropriate quick and easy form for making your online loan application and find out how to apply on screen now. Look at what is required and it does not take long to apply online SECURELY AND WITHOUT OBLIGATION and you can view what is required on the entire form before entering your details. Get an 'In Principle' decision from an online broker.

Step 3 - Wait a few moments for 'Confirmation on Screen'

Within minutes of submitting your online loans application you will receive confirmation on screen that your details have arrived.

After you get confirmation there is nothing more to do except check your email as if you are successful 'In Principle' you will get a further reply from us telling you how your application is getting on and what the next step will be. The decision to proceed is then up to you and remember you are under no obligation to go ahead.